Up to ₹ 2 lakh · interest from 1% per month.
A two-wheeler down-payment loan bridges the upfront amount you need to book a new scooter or bike, so a short cash gap doesn't delay your ride.
Down-payment on a new two-wheeler
Booking or registration charges
Insurance and accessories
A gap before your vehicle loan
A used two-wheeler purchase
Loan amount
Up to ₹2 lakh
Interest
From 1% per month
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
It's designed to bridge gaps such as the down-payment or part of the cost, as a personal loan up to Rs 2 lakh. You can use it alongside your own funds.
No. This is an unsecured personal loan, so the two-wheeler isn't hypothecated to LoanDidi. Approval is based on your profile and the Lender's policy.
Once the Lender approves, disbursal is typically fast on a working day, so you can complete the showroom purchase without a long wait.
Equal monthly instalments over a fixed tenure shown in your offer. Try the calculator above for an indicative instalment.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Interest is calculated at a monthly rate applicable to the borrower's risk profile, pro-rated over the loan period and shown as equal monthly instalments, plus a one-time processing fee. This is an indicative estimate only — final tenure, rate and charges depend on your credit profile and our partner NBFC's policy.
The all-purpose loan up to ₹2 lakh for any genuine need.
For a hospital bill or urgent health expense that can't wait.
Buy the phone you need for work or study, repaid over time.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
An appliance or gadget for the home, paid in easy instalments.
Celebrate the season without straining the month's budget.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.