Up to ₹ 2 lakh · interest from 1% per month.
Bring home the appliance or gadget you need in Surat, paid in easy instalments. A consumer durable loan helps you buy a household appliance or gadget — a fridge, washing machine, TV, or laptop — and pay for it in easy instalments.
Surat, the diamond and textile capital of India, sits on the Tapi river and runs one of the country's most enterprising small-business economies. Its workforce is young, self-employed, and famously hard-working.
Whether it's a fridge, a washing machine, or a laptop for work, a LoanDidi consumer durable loan helps Surat households bring home what they need today and pay for it in easy instalments.
Borrowers apply from across the city — Adajan, Vesu, Katargam, Varachha, Athwa, Piplod, City Light, Udhna, Pal, Rander, and Dindoli — and everywhere in between.
A refrigerator or washing machine
A television or air conditioner
A laptop or tablet
A kitchen appliance
Home electronics
Loan amount
Up to ₹2 lakh
Interest
From 1% per month
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Interest is calculated at a monthly rate applicable to the borrower's risk profile, pro-rated over the loan period and shown as equal monthly instalments, plus a one-time processing fee. This is an indicative estimate only — final tenure, rate and charges depend on your credit profile and our partner NBFC's policy.
The all-purpose loan up to ₹2 lakh for any genuine need.
For a hospital bill or urgent health expense that can't wait.
Buy the phone you need for work or study, repaid over time.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
Bridge the down-payment for your new two-wheeler.
Celebrate the season without straining the month's budget.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.