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Rent / Deposit Loan · Mumbai

Up to ₹ 2 lakh · interest from 14% p.a.

Rent & Deposit Loan in Mumbai.

Cover a rent gap or a new-home security deposit in Mumbai without the stress. A rent or deposit loan helps you cover a security deposit or bridge a rent gap when moving into a new home, repaid over a short, manageable tenure.

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Mumbai landmark illustration — Rent & Deposit Loan in Mumbai

Rent & Deposit Loan in Mumbai

Mumbai is India's financial capital and most densely populated metro, stretching from the trading floors of Nariman Point to the suburbs of Borivali and the IT parks of Powai. It is a high-cost city where everyday expenses move as fast as the local trains.

Moving home in Mumbai usually means a large security deposit due all at once. A LoanDidi rent and deposit loan covers that lump sum so a new place doesn't have to wait on your next few salaries.

Areas we serve in Mumbai

Borrowers apply from across the city — Andheri, Bandra, Borivali, Thane, Dadar, Powai, Goregaon, Mulund, Chembur, Malad, Kurla, and Navi Mumbai — and everywhere in between.

Nearby: Rent & Deposit Loan in Pune

How a rent & deposit loan helps in Mumbai

Consider a nurse in Mulund moving to a new home, where the landlord wants several months' rent as a security deposit up front. Given the high rents and long local-train commutes, living closer to work is worth it. A LoanDidi rent and deposit loan covers that lump sum so the move in Mumbai goes ahead.

Rent & Deposit Loan in Mumbai: frequently asked questions

Yes. It's a personal loan well-suited to one-time lump sums like a rental security deposit or a brokerage payment, up to your sanctioned amount.

Funds are disbursed to your bank account once the Lender approves, so you pay the landlord or broker directly.

In equal monthly instalments over a fixed tenure. The on-page calculator shows an indicative monthly amount before you apply.

No agreement is required to apply. Eligibility is based on your profile and the Lender's credit policy.

What you can use it for

A new-home security deposit

A month's rent gap

Brokerage charges

Moving and shifting costs

Setting up a new place

Key facts

Loan amount
Up to ₹2 lakh

Interest
From 14% p.a.

Processing fee
From 2% (one-time)

Age
18 years & above

Who can apply

Indian resident, aged 18 or above.

A steady source of income — salaried, self-employed, or gig.

A valid PAN and a bank account in your name.

First-time and thin-file borrowers are welcome.

Documents you'll need

PAN card (identity proof).

Aadhaar or another address proof.

Recent bank statement (often verified via Account Aggregator).

Income proof, where applicable.

Loan Tenure, Interest & Charges

Repayment Tenure
Minimum 3 months · Maximum 12 months
Interest Rate
From 14% p.a.
Processing Fee
From 2% of the loan amount
Cooling-off Period
1 day from disbursal
Representative Example
Loan Amount
₹50,000
Interest Rate
14% p.a.
Repayment Tenure
12 months
Processing Fee (2% of loan amount, inclusive of 18% GST) (A)
₹1,000
Monthly Instalment (EMI)
₹4,489
Total Interest Paid (over 12 months) (B)
₹3,872
Total Cost of Loan (A+B)
₹4,872
Total Amount Payable (over 12 months)
₹53,872

Illustrative example for a ₹50,000 loan repaid over 12 months at an interest rate of 14% p.a. with a processing fee of 2%. Your own interest rate, processing fee and other charges are set on a risk-graded basis by our RBI-regulated NBFC partner, Collocate Merchants Private Limited (RBI Certificate of Registration No. B-05.05188), and vary with your credit profile, loan amount and tenure. Every charge that applies to your loan is set out in full in the Key Fact Statement, which you receive before you accept any loan.

Charges Levied by the Lender

Interest Rate
From 14% p.a., set by risk profile
Processing Fee
From 2% of the loan amount, set by risk profile
Late Payment Fee
₹500 or 3% of the overdue amount (whichever is higher)
Bounced Payment Fee
₹500 + GST
Mandate Rejection Charges
₹250 + GST

All fees and charges are communicated to you upfront in the Key Fact Statement before you accept a loan. Loans are sanctioned and disbursed by Collocate Merchants Private Limited; approval is at the sole discretion of the partner NBFC.

Personal loan calculator

See exactly what you'll pay back.

No surprises. No fine print. Move the sliders and see your repayment plan.

Loan amount
₹10,000
₹5,000 ₹2,00,000
Interest rate (per annum)
14.0% p.a.
14% 30%
Repayment tenure
6 months
3 months 12 months

How we calculate: Your instalment is worked out on the loan amount, the annual interest rate applicable to your risk profile and the number of months you choose, with interest charged only on the amount still outstanding. A one-time processing fee applies separately. This is an indicative estimate only — your final tenure, rate and charges depend on your credit profile and our partner NBFC’s policy, and are set out in full in the Key Fact Statement before you accept any loan.

Loan amount selected
₹10,000
Loan amount selected ₹10,000
Monthly instalment ₹0
Total interest ₹0
Total amount ₹0
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